Real Estate

Housing Subscription Score

Korean apartment subscription points (out of 84).

Statutory formulaBased on 2026 rulesSources: Rules on Housing Supply · Applyhome

Homeownership
년

Counted from age 30 or the marriage registration date, whichever is earlier. Unmarried under 30 scores 0.

명
년
개월
년

Since 2024.3.25 — 50% of the spouse's period is added, up to 3 points.

Subscription score

42 / 84 pts

No-home period18 / 32 pts
Dependents15 / 35 pts
Subscription account9 / 17 pts

The no-home score rises 2 points per year, dependents add 5 points each, and the account score rises 1 point per year — capped at 32, 35 and 17 respectively.

Estimate only. The final determination follows the Applyhome notice and may be adjusted during document review.
What is the subscription score system?

Korea's housing subscription score system ranks applicants by summing no-home period (32 points), dependents (35 points), and subscription account period (17 points), for a maximum of 84 points. A higher score gives priority.

No-home period score table

Score rises by 2 points per full year of no-home status, from 2 points (under 1 year) up to 32 points (15+ years). Current homeowners score 0 on this item.

Dependents score table

5 points base plus 5 points per dependent (excluding the applicant), up to 35 points at 6 or more dependents. Dependents are household members registered with the applicant, such as a spouse or lineal relatives.

Subscription account period score table (incl. spouse)

The applicant's own account scores 1 point under 6 months, rising to 17 points at 15+ years (roughly 1 point per additional year after the first). A spouse's account period, converted at 50%, adds up to 3 extra points, but the combined account-item total never exceeds 17 points.

📖 Note — For exact scoring criteria and documents, check the notice on Applyhome.
How is the subscription score calculated?
By adding the no-home period (up to 32), dependents (up to 35), and subscription account period (up to 17), for a maximum of 84 points.
When does the no-home period start counting?
From age 30 or the marriage registration date, whichever is earlier; if you previously owned a home, it restarts from the disposal date. This calculator takes the total no-home years directly.
How are dependents counted?
Household members registered with the applicant (excluding the applicant), such as a spouse or lineal relatives; zero dependents still scores a base 5 points.
Does a spouse's subscription account count too?
Since the 2024.3.25 amendment, 50% of the spouse's account period is added, up to 3 extra points, but the combined account total never exceeds 17 points.
Can the result differ from the actual score at application?
Yes. This is a simplified estimate; the actual score depends on the Applyhome notice and document review, so always verify with the official notice.